Hahahahahahahahaha.....you guys are funny!!!
Live in a low crime area
Less then 20 miles to work
Both cars get used less then 10k/yr
2015 Challenger R/T - full coverage $500 ded. comp.
2008 Solstice GXP - full coverage $500 ded. comp.
$350/mth for insurance in the good old rape state of Michigan!!!
Now to answer your question. By all means for $10/mth, why would take a chance?!?!?! That's $120/yr to insure your car that's worth a minimum of $6000 in the event of an accident or theft. Why would you even ask that question?!?! Unless you can't afford $10/mth, then you should sell it. In which case I'm going to address it the same way I used to address selling a car with a payment of $50/mth more. How much money do you spend on Starbucks every month? How about eating at restaurants? How about smokes? I used to LOVE my customers that would come in and want an MKS but would find out the payment was $50/mth more then they wanted to spend....and most would have their 'evening' Starbucks with them. If we had a good relationship going I would look at them and say, for $50 more/mth, you don't want to drive an MKS? You would rather drive an MKZ?!?! Really?!?! Let me help you afford the car you want....how often do you take your family out to dinner? Oh...3 times a week? How much do you spend at each dinner with your 2 kids? Oh, $75/meal... Do you realize, just one meal will put you in the car you want....and you won't be driving a car you hate for 3 year.
Now that I've gotten off track, my other word of advice is this. IF...and it's a big IF....you pay more for insurance for 1 year then your car is worth, then, and only then do you drop full coverage insurance. At $10/mth for full coverage....I would insure the car till it went to the junkyard!! At $10/mth, you will ALWAYS get your money back if something happens to it. At $10/mth, you could theoretically insure it of 600 months (50years) and still make money if anything happened to it. I'm just going to say it, "quit being cheap and just put the full coverage on it"....unless it's an absolute beater that's worth $100.
Solo Street Race exhaust
ASAP T2 stripes and badging
Windrestrictor V2 lighted in white
Windrestrictor lighted door sills lighted in white
DDM Works IC Piping
Undercar LEDs in white to match Windrestrictor
ZZPerformance dyno tuned - 286HP, 317ft/lbs of torque at 23psi of boost.
Last edited by The_Ghost; 05-17-2017 at 08:00 AM.