Got in a fender bender tonight on a dark road. 2008 GXP with 61k miles
Most insurance companies define "totalled" as repair costs more than 50% of the value of the automobile. It's getting so that our 11 to 15 year old cars are totalled more often than not.Got in a fender bender tonight on a dark road. 2008 GXP with 61k miles
Agreed. If it was mine, I’d do everything I could to save it.Just went thru this with Progressive. Less damage to our Sky, and because the hood was close to 1700 the car was going to be totaled. Worked out a deal and saved the car. These cars according to the insurance companies are worthless, no matter the condition. Ours did not have a scratch, dent, door ding. New tires, new brakes, car had just been serviced. Car looked very close to new. But it is old. The states don't want them on the road, well especially the state of California. If we did agree to the max amount and then pay the rest our selves it was going to be totaled. I didn't want to be responsible for doing away with another Kappa.
Your insurance company will likely call it a total. Hood, front bumper and possibly the head light. Possible door damage from the hood sliding back into the front of the door? Fender damage? And a repaint/blend of hood and bumper. My guess the damage is well over 4K by the time it is all done with.
Good luck Rosa
Rosa, so sorry about your car. Hope u can get to fixer up. I have restored a couple of cars and it looks fixable. My GXP has had the front clip replaced by previous (and original) owner and looks like new.
In many states there are Private Adjustors. This is like a Realtor. You hire them to handle the claim for a fee you negotiate between 2-10%. They know the ins and outs and are well worth the price. FYI a “Public Adjuster” works only for insurance companies, a Private Adjuster works for you.